Global NRI Finance

NRI India Tax Rules 2025: The New 120-Day Stay Limit You Must Know

Are you an NRI India visitor worried about how your short trips home might affect your tax status? The rules defining who qualifies as a Non-Resident Indian have significant tax implications that you need to understand, especially with the 120-day rule becoming increasingly important. For those wondering “what is NRI in India” from a tax … Read more

Navigating the New Income Tax Act, 2025 for NRIs (Effective April 2026)

This blog provides a comprehensive guide for Non-Resident Indians (NRIs) to understand and navigate the implications of the new Income Tax Act, 2025, which will come into effect from April 2026. It covers key aspects of the Act relevant to NRIs, including residency rules, taxation of income, investment strategies, and compliance requirements. This guide aims … Read more

PIS vs. Non-PIS Accounts: Which Is Right for Your Investments?

Confused between PIS vs. Non-PIS accounts? Understand key differences, tax implications, and which suits your NRI investment goals best. Expert guide for NRIs & HNIs. What Are PIS and Non-PIS Accounts? For NRIs navigating the complexities of Indian investments, the choice between a PIS (Portfolio Investment Scheme)and a Non-PIS account is crucial. These two routes dictate how you … Read more

Now NRIs Pay Zero Tax on Mutual Funds – What You Need to Know

Taxation has always been one of the most complex areas for NRIs investing in India. But now, there’s great news: Non-Resident Indians (NRIs) can legally pay zero tax on mutual fund investments in India—if structured smartly. This is not a loophole but a result of regulatory clarity, use of global tax treaties, and smarter fund selection. Let’s … Read more

Half Year-End Tax Planning for NRIs: Checklist & Smart Moves

It’s mid-year already, and that means it’s the perfect time for NRI tax planning. Don’t wait until March to make smart financial moves—by acting now, you can optimize taxes, increase repatriable income, and stay compliant across borders. Tip: File your ITR even if you’re not required—it simplifies repatriation and builds a clear financial track record … Read more

Best Term Plans in India for NRIs in 2025: Protect Your Global Dreams

Best Term Plans in India for NRIs in 2025: Protect Your Global Dreams Life is unpredictable. Yesterday was a painful reminder. For NRIs and global Indians, securing your family’s financial future is not just a choice—it’s a duty. Term plans in India offer a cost-effective way to gain high coverage with global benefits, and in … Read more

Best Investment Plan for NRI in India (2025 Guide)

Best Investment Plan for NRI in India (2025 Guide) With global uncertainty and rising interest rates abroad, India stands out as a stable, high-growth opportunity for NRIs right now. The economy is projected to grow over 7% this year, and the rupee has shown resilience compared to other emerging market currencies. As global inflation cools, India’s … Read more

7 Best Legal Tax-Saving Strategies for NRIs in 2025

7 Best Legal Tax-Saving Strategies for NRIs : Are you an NRI trying to save tax legally while investing in India? You’re not alone. Every year, thousands of NRIs overpay taxes or miss out on exemptions simply because they don’t know the available legal options. With smarter planning, DTAA benefits, and investment-linked deductions, 2025 could … Read more

NRI Taxation 101: Capital Gains, Interest, Rental Income & More

NRI Taxation 101: Capital Gains, Interest, Rental Income & More For Non-Resident Indians (NRIs), understanding how Indian taxes apply to your income can feel confusing. With money coming from property, shares, interest, or rent, it’s crucial to know what’s taxable—and how you can stay compliant while saving money. Here’s a clear guide to NRI taxation, … Read more

Returning NRI: How to Plan Your Finances Before Moving Back to India

Returning NRI: How to Plan Your Finances Before Moving Back to India Planning to return to India after years abroad? While it’s an emotional and personal decision, your finances need equal attention. Returning NRIs often face confusion about bank accounts, investments, tax residency, and realignment of assets. This guide breaks it all down in simple … Read more