Confused between PIS vs. Non-PIS accounts? Understand key differences, tax implications, and which suits your NRI investment goals best. Expert guide for NRIs & HNIs. What Are PIS and Non-PIS Accounts? For NRIs navigating the complexities of Indian investments, the choice between a PIS (Portfolio Investment Scheme)and a Non-PIS account is crucial. These two routes dictate how you … Read more
Taxation has always been one of the most complex areas for NRIs investing in India. But now, there’s great news: Non-Resident Indians (NRIs) can legally pay zero tax on mutual fund investments in India—if structured smartly. This is not a loophole but a result of regulatory clarity, use of global tax treaties, and smarter fund selection. Let’s … Read more
It’s mid-year already, and that means it’s the perfect time for NRI tax planning. Don’t wait until March to make smart financial moves—by acting now, you can optimize taxes, increase repatriable income, and stay compliant across borders. Tip: File your ITR even if you’re not required—it simplifies repatriation and builds a clear financial track record … Read more
Best Term Plans in India for NRIs in 2025: Protect Your Global Dreams Life is unpredictable. Yesterday was a painful reminder. For NRIs and global Indians, securing your family’s financial future is not just a choice—it’s a duty. Term plans in India offer a cost-effective way to gain high coverage with global benefits, and in … Read more
Best Investment Plan for NRI in India (2025 Guide) With global uncertainty and rising interest rates abroad, India stands out as a stable, high-growth opportunity for NRIs right now. The economy is projected to grow over 7% this year, and the rupee has shown resilience compared to other emerging market currencies. As global inflation cools, India’s … Read more
7 Best Legal Tax-Saving Strategies for NRIs : Are you an NRI trying to save tax legally while investing in India? You’re not alone. Every year, thousands of NRIs overpay taxes or miss out on exemptions simply because they don’t know the available legal options. With smarter planning, DTAA benefits, and investment-linked deductions, 2025 could … Read more
NRI Taxation 101: Capital Gains, Interest, Rental Income & More For Non-Resident Indians (NRIs), understanding how Indian taxes apply to your income can feel confusing. With money coming from property, shares, interest, or rent, it’s crucial to know what’s taxable—and how you can stay compliant while saving money. Here’s a clear guide to NRI taxation, … Read more
Returning NRI: How to Plan Your Finances Before Moving Back to India Planning to return to India after years abroad? While it’s an emotional and personal decision, your finances need equal attention. Returning NRIs often face confusion about bank accounts, investments, tax residency, and realignment of assets. This guide breaks it all down in simple … Read more
Should NRIs File ITR in India? Conditions & Benefits Explained: As an NRI, you might wonder whether filing Income Tax Returns (ITR) in India is necessary or even beneficial. The short answer? It depends on your income sources in India and your tax planning goals. Let’s break it down simply so you know exactly when … Read more
NRO vs NRE: What Happens to These Accounts After Death: For NRIs and HNIs, managing Indian income and global wealth often includes maintaining NRO (Non-Resident Ordinary) and NRE (Non-Resident External) accounts. But what happens to these accounts after the account holder passes away? Understanding the treatment of these accounts post-death is important for proper financial planning, smooth asset transfer, … Read more