Global NRI Finance

NRO vs NRE: What Happens to These Accounts After Death

NRO vs NRE: What Happens to These Accounts After Death: For NRIs and HNIs, managing Indian income and global wealth often includes maintaining NRO (Non-Resident Ordinary) and NRE (Non-Resident External) accounts. But what happens to these accounts after the account holder passes away? Understanding the treatment of these accounts post-death is important for proper financial planning, smooth asset transfer, … Read more

Estate Planning & Will Creation for NRIs with Indian Assets

Estate Planning & Will Creation for NRIs with Indian Assets For NRIs and HNIs, building wealth across countries is an achievement—but protecting it for the next generation is equally important. If you own property, bank accounts, or investments in India, estate planning and a proper will are not optional—they’re essential. Let’s simplify how NRIs can approach this … Read more

Sending Money to India vs Taking Money Abroad: What NRIs Must Know

Sending Money to India vs Taking Money Abroad: For Non-Resident Indians (NRIs), moving money between countries is a common part of life. Whether you’re sending funds home to support your family or planning to take money abroad after selling property, the rules can get confusing.Understanding the difference between inward and outward remittance helps you stay compliant and … Read more

Top Investment Options in India for NRIs in 2025 (With Risk/Return Matrix)

Top Investment Options in India for NRIs in 2025 Investing in India remains a popular choice for NRIs seeking to grow their wealth while maintaining ties to their home country. In 2025, a variety of options cater to different risk appetites and financial goals. This guide breaks down the top investment avenues for NRIs, explaining … Read more

GIFT City Explained: A New Gateway for NRI Investors

Gujarat International Finance Tec-City, or GIFT City, is India’s first operational smart city and international financial services centre (IFSC). It offers NRIs and HNIs a unique opportunity to invest and do business with ease and favorable regulations. This blog explains GIFT City simply and how NRIs can benefit from it. What is GIFT City? GIFT … Read more

Direct Stocks vs Mutual Funds for NRIs: Which Works Best

Direct Stocks vs Mutual Funds for NRIs Investing in India as an NRI opens up many opportunities. Two popular options are investing in direct stocks or mutual funds. Each has its pros and cons, and choosing the right one depends on your goals, risk appetite, and time availability. In this blog, we’ll help you understand … Read more

KYC Guidelines for NRI Banking and Investments

KYC Guidelines for NRI If you’re an NRI planning to open a bank account or invest in India, completing your KYC (Know Your Customer) is the first step. KYC is a mandatory process that verifies your identity and address. It’s required by banks, mutual funds, brokers, and other financial institutions. Understanding the right documents and … Read more

How to Invest in India Using Your NRE/NRO/FCNR Account

How to Invest in India Using Your NRE/NRO/FCNR Account f you’re an NRI looking to grow your wealth in India, your NRE, NRO, and FCNR accounts are powerful tools. These accounts not only help you manage your money across borders but also enable you to invest wisely and legally in Indian markets. In this guide, … Read more

Fixed Deposits for NRIs: Best Rates, Banks & Tax Rules

Fixed Deposits for NRIs: Best Rates, Banks & Tax Rules For Non-Resident Indians (NRIs), fixed deposits in India continue to be a safe and stable way to earn returns in Indian currency. Whether you’re looking for capital preservation, regular income, or repatriation-friendly options, fixed deposits offer flexibility with decent returns. In this guide, we break … Read more

How NRIs Can Build a Diversified Portfolio in India & Globally

How NRIs Can Build a Diversified Portfolio: Building a smart and diversified investment portfolio is key to long-term wealth creation. For NRIs and HNIs, the challenge is twofold—making the most of opportunities in India while also accessing global markets. This guide explains how NRIs can balance risk and return by creating a well-diversified portfolio across … Read more