KYC Guidelines for NRI If you’re an NRI planning to open a bank account or invest in India, completing your KYC (Know Your Customer) is the first step. KYC is a mandatory process that verifies your identity and address. It’s required by banks, mutual funds, brokers, and other financial institutions. Understanding the right documents and … Read more
How to Invest in India Using Your NRE/NRO/FCNR Account f you’re an NRI looking to grow your wealth in India, your NRE, NRO, and FCNR accounts are powerful tools. These accounts not only help you manage your money across borders but also enable you to invest wisely and legally in Indian markets. In this guide, … Read more
Fixed Deposits for NRIs: Best Rates, Banks & Tax Rules For Non-Resident Indians (NRIs), fixed deposits in India continue to be a safe and stable way to earn returns in Indian currency. Whether you’re looking for capital preservation, regular income, or repatriation-friendly options, fixed deposits offer flexibility with decent returns. In this guide, we break … Read more
NRI Real Estate Investment in India Real estate continues to be a preferred asset class for many NRIs. Whether it’s emotional ties to India, diversification, or rental income, owning property in India can make financial sense—if done right. However, it also comes with legal, tax, and repatriation complexities. This guide simplifies the rules, shows you … Read more
How NRIs Can Build a Diversified Portfolio: Building a smart and diversified investment portfolio is key to long-term wealth creation. For NRIs and HNIs, the challenge is twofold—making the most of opportunities in India while also accessing global markets. This guide explains how NRIs can balance risk and return by creating a well-diversified portfolio across … Read more
Can NRIs Invest in PPF, NPS, or SCSS Many NRIs wonder if they can still invest in popular Indian retirement schemes like PPF (Public Provident Fund), NPS (National Pension System), or SCSS (Senior Citizen Savings Scheme) after moving abroad. These options are known for offering tax benefits and safe, long-term returns. In this guide, we … Read more
NRI Account Nomination Rules As an NRI managing money in India, you’ve likely opened NRE, NRO, or FCNR accounts. But have you nominated someone to receive those funds if something unexpected happens? Many NRIs overlook this step, leaving their family to face long legal delays. In this guide, we’ll explain nomination rules in simple terms—what … Read more
Joint Accounts for NRIs: If you’re an NRI managing money in India, opening a joint account with a family member might seem like a convenient choice. Whether it’s for elderly parents, a spouse in India, or investment tracking, joint accounts can simplify your financial life—but only if you understand the rules and risks involved. In … Read more
Power of Attorney (POA) for NRIs: When you’re living overseas, managing your financial affairs in India can become challenging. From signing bank documents to handling investments or property matters, being physically present isn’t always possible. That’s where a Power of Attorney (POA) becomes essential. In this blog, we’ll break down what a POA is, why … Read more
Top 10 Costly Mistakes NRIs Make with Indian Bank Accounts: Managing Indian bank accounts as a Non-Resident Indian (NRI) can be a strategic advantage or a financial burden, depending on how well it’s handled. Many NRIs fall into common yet costly mistakes when dealing with Indian banking systems. These mistakes not only disrupt financial planning … Read more