As GIFT City (Gujarat International Finance Tec-City) grows into a global financial hub, NRIs now have access to a world-class banking ecosystem through Indian banks’ International Banking Units (IBUs). These accounts make it easier to hold foreign currency, repatriate funds, and invest in global markets—all while benefiting from India’s favorable regulatory structure. Benefits of Opening a … Read more
GIFT City (Gujarat International Finance Tec-City) is India’s first International Financial Services Centre (IFSC). It offers global investment opportunities with tax efficiency and simplified regulations. For NRIs seeking to grow wealth in India while adhering to international standards, GIFT City is a future-ready destination. What is GIFT City? GIFT City is a Special Economic Zone (SEZ) … Read more
Investing is not just about growing money—it’s also about managing it wisely. Two of the most talked-about strategies in personal finance are Systematic Investment Plans (SIPs) and Systematic Withdrawal Plans (SWPs). Though they sound similar, they serve very different purposes. SIP is the tool for wealth creationSWP is the strategy for wealth distribution or income generation So, the … Read more
Choosing the right mutual fund is one of the most important decisions in your wealth-building journey. With hundreds of options available in the market, the process can feel overwhelming. However, if approached methodically, selecting the right mutual fund becomes not only easier but also more aligned with your financial goals. Whether you are a first-time … Read more
For Non-Resident Indians (NRIs), the desire to diversify beyond Indian markets is both strategic and necessary. While India continues to be a promising investment destination, global investing gives NRIs access to sectoral trends, currencies, and economies that are not correlated with Indian market movements. Global diversification helps hedge against country-specific risks and gives you exposure … Read more
Compounding is often called the eighth wonder of the world—and for good reason. It is the process by which your money earns interest, and then that interest earns more interest over time. The longer you allow your investments to grow, the more powerful the effect of compounding becomes. At its core, compounding is about patience … Read more
What Changed?Until recently, NRIs investing in Indian mutual funds—especially debt or hybrid funds—had to pay capital gains tax, often at higher slab or indexation rates. But with recent regulatory changes and smart tax strategies, NRIs can now legally pay zero tax on specific mutual fund investments. This isn’t a loophole. It’s the result of better structuring, use … Read more
As an NRI or OCI looking to invest in India, you now have a globally competitive, tax-efficient investment opportunity through GIFT City. India’s Gujarat International Finance Tec-City (GIFT City) is a growing hub for international banking, asset management, and cross-border financial services. NRIs and OCIs can now invest directly in India through GIFT City-based funds … Read more
As an NRI, investing in India is more than just staying financially connected to your roots—it’s a powerful way to grow wealth in one of the world’s fastest-growing economies. Whether you’re earning in dollars, dirhams, or pounds, the Indian market offers diverse options to suit every risk appetite and financial goal. Let’s explore five smart … Read more