Global NRI Finance

The Essential Guide to Insurance for NRIs: What to Buy & What to Avoid

Insurance for NRIs: What Policies You Need & What You Don’t Are you an NRI living abroad and wondering what types of insurance policies you should actually carry? With options ranging from health and life to travel and property coverage, it’s easy to feel overwhelmed. The reality is that not every policy marketed to NRIs … Read more

The Complete Guide to NRI Real Estate Investments & Repatriation Rules

The Complete Guide to NRI Real Estate Investments & Repatriation Rules Are you an NRI exploring real estate investments in India but worried about how you can repatriate funds later? Recent changes in RBI and FEMA regulations have made it crucial for Non-Resident Indians (NRIs) to not only plan their property purchases wisely but also … Read more

NRI India Tax Rules 2025: The New 120-Day Stay Limit You Must Know

Are you an NRI India visitor worried about how your short trips home might affect your tax status? The rules defining who qualifies as a Non-Resident Indian have significant tax implications that you need to understand, especially with the 120-day rule becoming increasingly important. For those wondering “what is NRI in India” from a tax … Read more

Navigating the New Income Tax Act, 2025 for NRIs (Effective April 2026)

This blog provides a comprehensive guide for Non-Resident Indians (NRIs) to understand and navigate the implications of the new Income Tax Act, 2025, which will come into effect from April 2026. It covers key aspects of the Act relevant to NRIs, including residency rules, taxation of income, investment strategies, and compliance requirements. This guide aims … Read more

GST Exemption on Life & Health Insurance Premiums: A Game-Changer for NRIs and Residents

Discover how GST exemption on life and health insurance premiums makes protection affordable for NRIs and Indian residents. Learn benefits, tax impact, and planning strategies. Why GST Exemption on Insurance Premiums Matters The Government of India has recently announced the exemption of GST on life and health insurance premiums, a move that will directly benefit … Read more

How Much Money in USD Do You Need to Retire Comfortably in India as an NRI?

Dreaming of Retiring in India? Here’s How Much Money in USD NRIs Really Need: NRI Retirement Planning: How Much Money in USD is Enough to Retire in India? Retirement planning is one of the biggest financial decisions for any Non-Resident Indian (NRI) or High-Net-Worth Individual (HNI) living abroad. While many NRIs enjoy high earnings overseas, … Read more

Open Mutual Fund Account Online: 6 Powerful Benefits for NRIs

Want to open a mutual fund account online as an NRI? Discover 6 strong reasons why it’s the best choice for easy access, flexibility, and global investment convenience. Opening a mutual fund account online is no longer a tedious process—especially for NRIs. Today, with just a few clicks, Non-Resident Indians can begin their wealth creation … Read more

Why NRIs Are Losing Lakhs on High Insurance Premiums Abroad: 3 Smart Ways to Save

High insurance premiums abroad draining your finances? Discover 3 proven ways NRIs can reduce costs using IRDAI-approved Indian insurance plans tailored for global needs. The Hidden Cost of Overseas Insurance for NRIs Let’s take a real example. Priya, a 42-year-old NRI based in the UAE, pays nearly ₹1.25 lakhs annually for her life insurance policy. … Read more

Ultimate Guide to PAN, Aadhaar & KYC for NRIs: Avoid These Common Mistakes

Confused about your NRI PAN card, Aadhaar for NRI, or KYC requirements? This guide explains how NRIs can avoid compliance errors with banks, demat accounts, and mutual funds. Why PAN, Aadhaar & KYC Matter for NRIs For Non-Resident Indians (NRIs), achieving financial clarity begins with staying compliant with Indian regulations. Whether it’s opening a bank … Read more

Repatriating Indian Property Sale Proceeds: RBI Rules Simplified for NRIs

Why NRIs Struggle With Repatriation Many NRIs find themselves stuck in a confusing web of paperwork, tax forms, and banking approvals when trying to transfer funds from India after selling property. The main roadblocks? Repatriating Indian property sale proceedsinvolves compliance with RBI’s Foreign Exchange Management Act (FEMA), income tax clearances, and coordination with banks and CAs … Read more